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TYPICAL PROPERTY INSPECTION OUTLINE -
FOR RETAINED CLIENTS PERSONAL USE – no warranty implied or
expressed.
Buyers - use to examine property of interest.
Sellers - use to create a checklist of needed repairs before marketing
your property.
The Typical Home Inspector typically agrees to conduct an inspection
for the purpose of informing the Client of major deficiencies in the
condition of the property, subject to the UNCONDITIONAL RELEASE AND
LIMITATION OF LIABILITY below. The inspection and report are
performed and prepared for the sole, confidential and exclusive use and
possession of the Client.
SCOPE OF THE INSPECTION
This inspection and report is a limited visual inspection of the
general systems and components of the home to identify any system or
component listed in the report which may be in need of immediate major
repair. The inspection will be performed in compliance with
generally accepted standards of practice, a copy of which is available
upon request.
OUTSIDE THE SCOPE OF THE INSPECTION
Any area which is not exposed to view, is concealed, or is inaccessible
because of soil, walls, floors, carpets, ceilings, furnishings, or any
other item that is not included in this inspection. The
inspection does not include any destructive testing or
dismantling. Client agrees to assume all the risk for all
conditions which are concealed from view at the time of the inspection.
Whether or not they are concealed, the following are outside the scope
of the inspection:
• Building code or zoning ordinance violations
• Geological stability or soils condition
• Structural stability or engineering analysis
• Termites, pests or other wood destroying organisms
• Asbestos, radon, formaldehyde, lead, water or air quality,
electromagnetic radiation or any environmental hazards
• Building value appraisal or cost estimates
• Condition of detached buildings
• Pool or spas bodies and underground piping
• Specific components noted as being excluded on the individual systems
inspection forms
• Private water or private sewage systems
• Saunas, steam baths, or fixtures and equipment
• Radio-controlled devices, automatic gates, elevators, lifts,
dumbwaiters and thermostatic or time clock controls
• Water softener/purifier systems or solar heating systems
• Furnace heat exchangers, freestanding appliances, security alarms or
personal property
• Adequacy or efficiency of any system or component
• Prediction of life expectancy of any item
(Some of the above items may be included in this inspection for
additional fees or as a courtesy only - check with your inspector)
Your inspector is a home inspection generalist and is not acting as a
licensed engineer or expert in any craft or trade. If your
inspector recommends consulting other specialized experts, the client
is encouraged to promptly do so. All such consulting of other
specialized experts shall be at Client's sole expense.
ARBITRATION
Any controversy or claim arising out of or relating to this
contract, including a dispute concerning the interpretation of this
contract or a dispute arising from an inspection and report performed
under this contract, except one for inspection fee payment, and any
controversy or claim arising out of or relating to a breach of this
contract, shall be settled by arbitration administered by the American
Arbitration Association under its commercial arbitration rules, and
judgment on the award rendered by the Arbitrator(s) may be entered in
any court having jurisdiction thereof. The parties agree to
select a single Arbitrator and every effort will be made to obtain an
Arbitrator familiar with the home inspection industry.
SEVERABILITY
Client and Your Company Name Here agree that should a Court of
Competent Jurisdiction determine and declare that any portion of this
contract is void, voidable or unenforceable, the remaining provisions
and portions shall remain in full force and effect.
DISPUTES
Client understands and agrees that any claim for failure to accurately
report the visually discernible conditions at the Subject Property, as
limited herein above, shall be made in writing and reported to the
inspector within ten business days of discovery. Client further
agrees that, with the exception of emergency conditions, Client or
Client's agents, employees or independent contractors, will make no
alterations, modifications or repairs to the claimed discrepancy prior
to a reinspection by the inspector. Client understands and agrees
that any failure to notify the Inspector as stated above shall
constitute a waiver of any and all claims for said failure to
accurately report the condition in question. The prevailing party
in any dispute arising out of this agreement, the inspection, or
report(s) shall be awarded all reasonable attorney's fees, arbitration
and other costs.
UNCONDITIONAL RELEASE AND LIMITATION OF LIABILITY
It is understood and agreed that Your Company Name Here is not an
insurer and that the inspection and report are not intended or to be
construed as a guarantee or warranty of the adequacy, performance or
condition of any structure, item or system at the property
address. The Client hereby releases and exempts Your Company Name
Here and its agents and employees of and from all liability and
responsibility for the cost of repairing or replacing any unreported
defect or deficiency and for any consequential damage, property damage
or personal injury of any nature. Inspector's liability for
mistakes or omissions in this inspection report is limited to a refund
of the fee paid for this inspection and report. The liability of
inspector's principals, agents, and employees is also limited to the
fee paid. This limitation applies to anyone who is damaged or has
to pay expenses of any kind because of mistakes or omissions in this
inspection and report. This liability limitation is binding on
client and Client's spouses, heirs, principals, assigns and anyone else
who may otherwise claim through Client. Client assumes the risk
of all losses greater than the fee paid for the inspection.
Client agrees to immediately accept a refund of the fee as full
settlement of any and all claims which may ever arise from this
inspection.
I have read, understand and agree to all of the terms and conditions of
this contract and agree to pay the fee listed below.
OUTLINE OF A TYPICAL INSPECTION
Detailed checklists for each section are in the following pages.
Section
1. Introduction
2. Purpose & Scope
3. General Limitations & Exclusions
4. Structural Components
5. Exterior
6. Roofing
7. Plumbing
8. Electrical
9. Heating
10. Central Air Conditioning
11. Interiors
12. Insulation & Ventilation
Glossary
Note: Underlined words are defined in the Glossary.
1. INTRODUCTION
1.1 The American Society of Home Inspectors, Inc.
(ASHI) is a not-for-profit professional society established in 1976
whose volunteer membership consists of private, fee- paid home
inspectors. ASHI's objectives include promotion of excellence within
the profession and continual improvement of its member's inspection
services to the public.
1.2 These Standards of Practice:
A. provide inspection guidelines.
B. make public the services provided by private
fee-paid inspectors.
C. define certain terms relating to these inspections.
2. PURPOSE AND SCOPE
2.1 Inspections performed to these guidelines are intended to provide
the client with a better understanding of the property conditions, as
observed at the time of the inspection.
2.2 Inspectors shall:
A. observe readily accessible installed systems and
components listed in these Standards.
B. submit a written report to the client which shall:
1. describe those components specified
to be described in sections 4-12 of these Standards.
2. state which systems and components
designated for inspection in these Standards have been inspected.
3. state any systems and components so
inspected which were found to be in need of immediate major repair.
2.3 These Standards are not intended to limit inspectors
from:
A. reporting observations and conditions in addition
to those required in Section 2.2.
B. excluding systems and components from the
inspection if requested by the client.
3. GENERAL LIMITATIONS AND EXCLUSIONS
3.1 General limitations:
A. inspections done in accordance with these Standards are visual and
are not technically exhaustive.
B. these Standards are applicable to buildings with four or less
dwelling units and their garages or carports.
3.2 General exclusions:
A. Inspectors are NOT required to report on:
1. life expectancy of any
component or system.
2. the causes of the need
for a major repair.
3. the methods, materials
and costs of corrections.
4. the suitability of the
property for any specialized use.
5. compliance or
non-compliance with applicable regulatory requirements.
6. the market value of the
property or its marketability.
7. the advisability or
inadvisability of purchase of the property.
8. any component or system
which was not observed.
9. the presence or absence
of pests such as wood damaging organisms, rodents, or insects.
10. cosmetic items, underground
items, or items not permanently installed.
B. Inspectors are NOT required to:
1. offer or perform any act or service
contrary to law.
2. offer warranties or guarantees of any
kind.
3. offer or perform engineering,
architectural, plumbing, or any other job function requiring an
occupational license in the jurisdiction where the inspection is taking
place, unless the inspector holds a valid occupational license in which
case he/she may inform the client that he/she is so licensed, and is
therefore qualified to go beyond the ASHI Standards of Practice, and
for and additional fee, perform additional inspections beyond those
within the scope of the basic ASHI inspection.
4. calculate the strength, adequacy, or
efficiency of any system or component.
5. enter any area or perform any
procedure which may damage the property or its components or be
dangerous to the inspector or other persons.
6. operate any system or component which
is shut down or otherwise inoperable.
7. operate any system or component which
does not respond to normal operating controls.
8. disturb insulation, move personal
items, furniture, equipment, plant life, soil, snow, ice, or debris
which obstructs access or visibility.
9. determine the presence or absence of
any suspected hazardous substance including but not limited to toxins,
carcinogens, noise, contaminants in soil, water, and air.
10. determine the effectiveness of any
system installed to control or remove suspected hazardous substances.
11. predict future conditions, including
but not limited to failure of components.
12. project operating cost of components.
13. evaluate acoustical characteristics
of any system or component.
3.3 Limitations and exclusions specific to individual systems are
listed in following sections.
4. SYSTEM: STRUCTURAL COMPONENTS ( Use as a guideline
)
4.1 The inspector shall observe:
A. structural components including:
1. foundations
2. floors
3. walls
4. columns
5. ceilings
6. roofs
4.2 The inspector shall:
A. describe the type of:
1. foundation
2. floor structure
3. wall structure
4. columns
5. ceiling structure
6. roof structure
B. probe structural components where deterioration is suspected.
However, probing is NOT required when probing would damage any finished
surface.
C. enter underfloor crawl spaces and attic spaces except when access is
obstructed, when entry could damage the prop- erty, or when dangerous
or adverse situations are suspected.
D. report the methods used to observe underfloor crawl spaces and
attics.
E. report signs of water penetration into the building or signs of
abnormal or harmful condensation on building components.
5. SYSTEM: EXTERIOR
5.1 The inspector shall observe:
A. wall cladding, flashings and trim.
B. entryway doors and representative number of
windows.
C. garage door operators.
D. decks, balconies, stoops, steps, areaway, and
porches including railings.
E. eaves, soffits and fascias.
F. vegetation, grading, drainage, driveways, patios,
walkways and retaining walls with respect to their effect on the
condition of the building.
5.2 The inspector shall:
A. describe wall cladding materials.
B. operate all entryway doors and representative number of windows
including garage doors, manually or by using permanently installed
controls of any garage door operator.
C. report whether or not any garage door operator will automatically
reverse or stop when meeting reasonable resistance during closing.
5.3 The inspector is NOT required to observe:
A. storm windows, storm doors, screening, shutters,
awnings and similar seasonal accessories.
B. fences.
C. safety glazing.
D. garage door operator remote control transmitters.
E. geological conditions.
F. soil conditions.
G. recreational facilities.
H. outbuildings other than garages and carports.
6. SYSTEM: ROOFING
6.1 The inspector shall observe:
A. roof coverings.
B. roof drainage systems.
C. flashings.
D. skylights, chimneys and roof penetrations.
E. signs of leaks or abnormal condensation on
building components.
6.2 The inspector shall:
A. describe the type of roof covering materials.
B. report the methods used to observe the roofing.
6.3 The inspector is NOT required to:
A. walk on the roofing.
B. observe attached accessories including but not limited to solar
systems, antennae, and lightening arrestors.
7. SYSTEM:PLUMBING
7.1 The inspector shall observe:
A. interior water supply and distribution system
including:
1. piping materials, including
supports and insulation.
2. fixtures and faucets.
3. functional flow.
4. leaks.
5. cross connections.
B. interior drain, waste and vent system including:
1. traps; drain, waste, and vent
piping; piping supports and pipe insulation.
2. leaks.
3. functional drainage.
C. hot water systems including:
1. water heating equipment.
2. normal operating controls.
3. automatic safety controls.
4. chimneys, flues, and vents.
D. fuel storage and distribution systems including:
1. interior fuel storage
equipment, supply piping, venting, and supports.
2. leaks.
E. sump pumps.
7.2 The inspector shall:
A. describe:
1. water supply and distribution
piping materials.
2. drain, waste, and vent piping
materials.
3. water heater equipment.
B. operate all plumbing fixtures, including their faucets, and all
exterior faucets attached to the house.
7.3 The inspector is NOT required to:
A. state the effectiveness of anti-siphon devices.
B. determine whether water supply and waste disposal
systems are public or private.
C. operate automatic safety controls.
D. operate any valve except water closet flush
valves, fixture faucets and hose faucets.
E. observe:
1. water conditioning systems.
2. fire and lawn sprinkler systems.
3. on-site water supply quantity
and quality.
4. on-site waste disposal systems.
5. foundation irrigation systems.
6. spas, except as to functional
flow and functional drainage.
8. SYSTEM: ELECTRICAL
8.1 The inspector shall observe:
A. service entrance conductors.
B. service equipment, grounding equipment, main over
current device, main and distribution panels.
C. amperage and voltage ratings of the service.
D. branch circuit conductors, their over current
devices, and the compatibility of their ampacities and voltages.
E. the operation of a representative number of
installed lighting fixtures, switches and receptacles located inside
the house, garage, and on its exterior walls.
F. the polarity and grounding of all receptacles
within six feet of interior plumbing fixtures, and all receptacles in
the garage or carport, and on the exterior of inspected structures.
G. the operation of Ground Fault Circuit Interrupters.
8.2 The inspector shall:
A. describe:
1. service amperage and voltage.
2. service entry conductor
materials.
3. service type as being overhead
or underground.
4. location of main and
distribution panels.
B. report any observed aluminum branch circuit wiring.
8.3 The inspector is NOT required to:
A. insert any tool, probe or testing device inside
the panels.
B. test or operate any over current device except
Ground Fault Circuit Interrupters.
C. dismantle any electrical device or control other
than to remove the covers of the main and auxiliary distribution panel.
D. observe:
1. low voltage systems.
2. smoke detectors.
3. telephone, security, cable TV,
intercoms, or other ancillary wiring that is not a part of the primary
electrical distribution systems.
9. SYSTEM: HEATING
9.1 The inspector shall observe:
A. Permanently installed heating systems including:
1. heating equipment.
2. normal operating controls.
3. automatic safety controls.
4. chimneys, flues, and vents.
5. solid fuel heating devices.
6. heat distribution systems
including fans, pumps, ducts, and piping, with supports, dampers,
insulation, air filters, registers, radiators, fan-coil units,
convectors.
7. the presence of an installed
heat source in each room.
9.2 The inspector shall:
A. describe:
1. energy source.
2. heating equipment and
distribution type.
B. operate the systems usuing normal operating
controls.
C. open readily openable access panels provided by
the manufacturer or installer for routine homeowner maintenance.
9.3 The inspector is NOT required to:
A. operate heating systems when weather conditions or
other circumstances may cause equipment damage.
B. operate automatic safety controls.
C. ignite or extinguish solid fuel fires.
D. observe:
1. the interior of flues.
2. fireplace insert flue
connectors.
3. humidifiers.
4. electronic air filters.
5. the uniformity or adequacy of
heat supply to the various rooms.
10. SYSTEM: CENTRAL AIR CONDITIONING
10.1 The inspector shall observe:
A. central air conditioning including:
1. cooling and air handling
equipment.
2. normal operating controls.
B. distribution systems including:
1. fans, pumps, ducts, and piping,
with supports, dampers, insulation, air filters, registers and fan-coil
units.
2. the presence of an installed
cooling source in each room.
10.2 The inspector shall:
A. describe:
1. energy sources.
2. cooling equipment type.
B. operate the systems using normal operating
controls.
C. open readily openable access panels provided by
the manufacturer or installer for routine homeowner maintenance.
10.3 The inspector is NOT required to:
A. operate cooling systems when weather conditions or
other circumstances may cause equipment damage.
B. observe non-central air conditioners.
C. observe the uniformity or adequacy of cool-air
supply to the various rooms
11. SYSTEM: INTERIORS
11.1 The inspector shall observe:
A. walls, ceilings, and floors.
B. steps, stairways, balconies, and railings.
C. counters and a representative number of cabinets.
D. a representative number of doors and windows.
E. separation walls, ceilings, and doors between a
dwelling unit and an attached garage or another dwelling unit.
F. sumps.
11.2 The inspector shall:
A. operate a representative number of primary windows
and interior doors.
B. report signs of water penetration into the
building or signs of abnormal or harmful condensation on building
components.
11.3 The inspector is NOT required to observe:
A. paint, wallpaper, and other finish treatments on
the interior walls, ceilings, and floors.
B. carpeting.
C. draperies, blinds, or other window treatments.
D. household appliances.
E. recreational facilities or another dwelling unit.
12. SYSTEM: INSULATION & VENTILATION
12.1 The inspector shall observe:
A. insulation and vapor retarders in unfinished
spaces.
B. ventilation of attics and foundation areas.
C. kitchen, bathroom, and laundry venting systems.
12.2 The inspector shall describe:
A. insulation and vapor retarders in unfinished
spaces.
B. absence of same in unfinished space at conditioned
surfaces.
12.3 The inspector is NOT required to report on:
A. concealed insulation and vapor retarders.
B. venting equipment which is integral with household
appliances.
GLOSSARY
AUTOMATIC SAFETY CONTROLS:
Devices designed and installed to protect systems and components from
excessively high or low pressures and temperatures, excessive
electrical current, loss of water, loss of ignition, fuel leaks, fire,
freezing, or other unsafe conditions.
CENTRAL AIR CONDITIONING:
A system which uses ducts to distribute cooled and/or dehumidified air
to more than one room or uses pipes to distribute chilled water to heat
exchangers in more than one room, and which is not plugged into an
electrical convenience outlet.
COMPONENT:
A readily accessible and observable aspect of a system, such as a
floor, or wall, but not individual pieces such as boards or nails where
many similar pieces make up the component.
CROSS CONNECTION:
Any physical connection or arrangement between potable water and any
source of contamination.
DANGEROUS OR ADVERSE SITUATIONS:
Situations which pose a threat of injury to the inspector, and those
situations which require use of special use of special protective
clothing or safety equipment.
DESCRIBE:
Report in writing a system or component by its type, or other observed
characteristics, to distinguish it from other components used for the
same purpose.
DISMANTLE:
To take apart or remove any component, device or piece of equipment
that is bolted, screwed, or fastened by other means and that would not
be dismantled by a homeowner in the course of normal household
maintenance.
ENGINEERING:
Analysis or design work requiring extensive preparation and experience
in the use of mathematics, chemistry, physics, and the engineering
sciences.
ENTER:
To go into an area to observe all visible components.
FUNCTIONAL DRAINAGE:
A drain is functional when it empties in a reasonable amount of time
and does not overflow when another fixture is drained simultaneously.
FUNCTIONAL FLOW:
A reasonable flow at the highest fixture in a dwelling when another
fixture is operated simultaneously.
HOUSEHOLD APPLIANCES:
Kitchen and laundry appliances, room air conditioners, and similar
appliances.
INSPECTOR:
Any person who examines any component of a building, through visual
means and through normal user controls, without the use of mathematical
sciences.
INSTALLED:
Attached or connected such that the installed item requires tools for
removal.
NORMAL OPERATING CONTROLS:
Homeowner operated devices such as a thermostat, wall switch, or safety
switch.
OBSERVE:
The act of making a visual examination.
ON-SITE WATER SUPPLY QUALITY:
Water quality is based on the bacterial, chemical, mineral, and solids
content of the water.
ON-SITE WATER SUPPLY QUANTITY:
Water quantity is the rate of flow of water.
OPERATE:
To cause systems or equipment to function.
PRIMARY WINDOWS AND DOORS:
Windows and/or exterior doors which are designed to remain in the re-
spective openings year round and not left open for the entire summer.
READILY OPERABLE ACCESS PANEL:
A panel provided for homeowner inspection and maintenance which has
removable or operable fasteners or latch devices in order to be lifted
off, swung open, or otherwise removed by one person, and its edges and
fasteners are not painted in place. Limited to those panels within
normal reach or from a 4-foot step-ladder, and which are not blocked by
stored items, furniture, or building components.
RECREATIONAL FACILITIES:
Spas, saunas, steam baths, swimming pools, tennis courts, playground
equipment, and other exercise, entertainment, or athletic facilities.
REPRESENTATIVE NUMBER:
For multiple identical components such as windows and electric outlets
- one such component on each side of the building.
ROOF DRAINAGE SYSTEMS:
Gutters, downspouts, leaders, splash blocks, and similar components
used to carry water off a roof and away from a building.
SAFETY GLAZING:
Tempered Glass, laminated glass, or rigid plastic.
SHUT DOWN:
A piece of equipment or a system is shut down when it cannot be
operated by the device or control which a home owner should normally
use to operate it. If its safety switch or circuit breaker is in the
"off" position, or its fuse is missing or blown, the inspector is not
required to reestablish the circuit for the purpose of operating the
equipment or system.
SOLID FUEL HEATING DEVICE:
Any wood, coal, or other similar organic fuel burning device, including
but not limited to fireplaces whether masonry or factory-built,
fireplace inserts and stoves, woodstoves (room heaters,) central
furnaces, and combina- tions of these devices.
STRUCTURAL COMPONENT:
A component which supports non-variable forces or weighs (dead loads)
and variable forces or weights (live loads.)
SYSTEM:
A combination of interacting or interdependent components, assembled to
carry out one or more functions.
TECHNICALLY EXHAUSTIVE:
An inspection is technically exhaustive when it involves the extensive
use of measurements, instruments, testing, calculations, and other
means to develop scientific or engineering findings, conclusions, and
recommendations.
UNDERFLOOR CRAWL SPACE:
The area within the confines of the foundation and between the ground
and the underside of the lowest floor structural component.